Check out your Credit Reports

Long before you ever make loan application to buy your new home, if you suspect there may be something on your credit report that might cause a problem, you should investigate it.

The federal law requires credit bureaus to share this information with you. In most instances, you may receive one in-file report per year at no charge.

Here is the link for the free credit report: https://www.annualcreditreport.com/

It may be difficult to understand, which is why they will send you a booklet explaining their code system. You may want to make an appointment with a credit counselor to answer any specific questions you may have. Just give us a call and we will help you get started.

If you ever have any questions about anything involving real estate, please send us a message, schedule a time for a phone or video call, or give us a ring!